    // convert all characters to lowercase to simplify testing
    var agt=navigator.userAgent.toLowerCase();
    var appVer = navigator.appVersion.toLowerCase();

    // *** BROWSER VERSION ***

    var is_minor = parseFloat(appVer);
    var is_major = parseInt(is_minor);

    // Note: On IE, start of appVersion return 3 or 4
    // which supposedly is the version of Netscape it is compatible with.
    // So we look for the real version further on in the string

    var iePos  = appVer.indexOf('msie');
    if (iePos !=-1) {
       is_minor = parseFloat(appVer.substring(iePos+5,appVer.indexOf(';',iePos)))
       is_major = parseInt(is_minor);
    }

    // Netscape6 is mozilla/5 + Netscape6/6.0!!!
    // Mozilla/5.0 (Windows; U; Win98; en-US; m18) Gecko/20001108 Netscape6/6.0
    var nav6Pos = agt.indexOf('netscape6');
    if (nav6Pos !=-1) {
       is_minor = parseFloat(agt.substring(nav6Pos+10))
       is_major = parseInt(is_minor)
    }

    var is_getElementById   = (document.getElementById) ? "true" : "false"; // 001121-abk
    var is_getElementsByTagName = (document.getElementsByTagName) ? "true" : "false"; // 001127-abk
    var is_documentElement = (document.documentElement) ? "true" : "false"; // 001121-abk

    var is_nav  = ((agt.indexOf('mozilla')!=-1) && (agt.indexOf('spoofer')==-1)
                && (agt.indexOf('compatible') == -1) && (agt.indexOf('opera')==-1)
                && (agt.indexOf('webtv')==-1));
    var is_nav2 = (is_nav && (is_major == 2));
    var is_nav3 = (is_nav && (is_major == 3));
    var is_nav4 = (is_nav && (is_major == 4));
    var is_nav4up = (is_nav && (is_major >= 4));
    var is_navonly      = (is_nav && ((agt.indexOf(";nav") != -1) ||
                          (agt.indexOf("; nav") != -1)) );

/*	var is_nav6 = (is_nav && (agt.indexOf('netscape6') != -1)); // new 001120 - abk
	var is_nav6up = (is_nav && is_getElementById);              // new 001121 - abk
*/
	var is_nav6   = (is_nav && is_major==6);    // new 010118 mhp
	var is_nav6up = (is_nav && is_minor >= 6) // new 010118 mhp

    var is_nav5   = (is_nav && is_major == 5 && !is_nav6); // checked for ns6
    var is_nav5up = (is_nav && is_minor >= 5);

    var is_ie   = (iePos!=-1);
    var is_ie3  = (is_ie && (is_major < 4));

    var is_ie4   = (is_ie && is_major == 4);
    var is_ie4up = (is_ie && is_minor >= 4);
    var is_ie5   = (is_ie && is_major == 5);
    var is_ie5up = (is_ie && is_minor >= 5);

// KNOWN BUG: On AOL4, returns false if IE3 is embedded browser
    // or if this is the first browser window opened.  Thus the
    // variables is_aol, is_aol3, and is_aol4 aren't 100% reliable.

    var is_aol   = (agt.indexOf("aol") != -1);
    var is_aol3  = (is_aol && is_ie3);
    var is_aol4  = (is_aol && is_ie4);

    var is_opera = (agt.indexOf("opera") != -1);
    var is_webtv = (agt.indexOf("webtv") != -1);

    // *** JAVASCRIPT VERSION CHECK ***
    // Useful to workaround Nav3 bug in which Nav3
    // loads <SCRIPT LANGUAGE="JavaScript1.2">.
    var is_js;
    if (is_nav2 || is_ie3) is_js = 1.0
    else if (is_nav3 || is_opera) is_js = 1.1
    else if ((is_nav4 && (is_minor <= 4.05)) || is_ie4) is_js = 1.2
    else if ((is_nav4 && (is_minor > 4.05)) || is_ie5) is_js = 1.3
    else if (is_nav5 && !(is_nav6)) is_js = 1.4
    else if (is_nav6) is_js = 1.5

    // NOTE: In the future, update this code when newer versions of JS
    // are released. For now, we try to provide some upward compatibility
    // so that future versions of Nav and IE will show they are at
    // *least* JS 1.x capable. Always check for JS version compatibility
    // with > or >=.

    else if (is_nav && (is_major > 5)) is_js = 1.4
    else if (is_ie && (is_major > 5)) is_js = 1.3
    // HACK: no idea for other browsers; always check for JS version with > or >=
    else is_js = 0.0;

    // *** PLATFORM ***
    var is_win   = ( (agt.indexOf("win")!=-1) || (agt.indexOf("16bit")!=-1) );
    // NOTE: On Opera 3.0, the userAgent string includes "Windows 95/NT4" on all
    //        Win32, so you can't distinguish between Win95 and WinNT.
    var is_win95 = ((agt.indexOf("win95")!=-1) || (agt.indexOf("windows 95")!=-1));

    // is this a 16 bit compiled version?
    var is_win16 = ((agt.indexOf("win16")!=-1) ||
               (agt.indexOf("16bit")!=-1) || (agt.indexOf("windows 3.1")!=-1) ||
               (agt.indexOf("windows 16-bit")!=-1) );

    var is_win31 = ((agt.indexOf("windows 3.1")!=-1) || (agt.indexOf("win16")!=-1) ||
                    (agt.indexOf("windows 16-bit")!=-1));

    // NOTE: Reliable detection of Win98 may not be possible. It appears that:
    //       - On Nav 4.x and before you'll get plain "Windows" in userAgent.
    //       - On Mercury client, the 32-bit version will return "Win98", but
    //         the 16-bit version running on Win98 will still return "Win95".
    var is_win98 = ((agt.indexOf("win98")!=-1) || (agt.indexOf("windows 98")!=-1));
    var is_winnt = ((agt.indexOf("winnt")!=-1) || (agt.indexOf("windows nt")!=-1));
    var is_win32 = (is_win95 || is_winnt || is_win98 ||
                    ((is_major >= 4) && (navigator.platform == "Win32")) ||
                    (agt.indexOf("win32")!=-1) || (agt.indexOf("32bit")!=-1));

    var is_os2   = ((agt.indexOf("os/2")!=-1) ||
                    (navigator.appVersion.indexOf("OS/2")!=-1) ||
                    (agt.indexOf("ibm-webexplorer")!=-1));

    var is_mac    = (agt.indexOf("mac")!=-1);
    var is_mac68k = (is_mac && ((agt.indexOf("68k")!=-1) ||
                               (agt.indexOf("68000")!=-1)));
    var is_macppc = (is_mac && ((agt.indexOf("ppc")!=-1) ||
                                (agt.indexOf("powerpc")!=-1)));

    var is_sun   = (agt.indexOf("sunos")!=-1);
    var is_sun4  = (agt.indexOf("sunos 4")!=-1);
    var is_sun5  = (agt.indexOf("sunos 5")!=-1);
    var is_suni86= (is_sun && (agt.indexOf("i86")!=-1));
    var is_irix  = (agt.indexOf("irix") !=-1);    // SGI
    var is_irix5 = (agt.indexOf("irix 5") !=-1);
    var is_irix6 = ((agt.indexOf("irix 6") !=-1) || (agt.indexOf("irix6") !=-1));
    var is_hpux  = (agt.indexOf("hp-ux")!=-1);
    var is_hpux9 = (is_hpux && (agt.indexOf("09.")!=-1));
    var is_hpux10= (is_hpux && (agt.indexOf("10.")!=-1));
    var is_aix   = (agt.indexOf("aix") !=-1);      // IBM
    var is_aix1  = (agt.indexOf("aix 1") !=-1);
    var is_aix2  = (agt.indexOf("aix 2") !=-1);
    var is_aix3  = (agt.indexOf("aix 3") !=-1);
    var is_aix4  = (agt.indexOf("aix 4") !=-1);
    var is_linux = (agt.indexOf("inux")!=-1);
    var is_sco   = (agt.indexOf("sco")!=-1) || (agt.indexOf("unix_sv")!=-1);
    var is_unixware = (agt.indexOf("unix_system_v")!=-1);
    var is_mpras    = (agt.indexOf("ncr")!=-1);
    var is_reliant  = (agt.indexOf("reliantunix")!=-1);
    var is_dec   = ((agt.indexOf("dec")!=-1) || (agt.indexOf("osf1")!=-1) ||
           (agt.indexOf("dec_alpha")!=-1) || (agt.indexOf("alphaserver")!=-1) ||
           (agt.indexOf("ultrix")!=-1) || (agt.indexOf("alphastation")!=-1));
    var is_sinix = (agt.indexOf("sinix")!=-1);
    var is_freebsd = (agt.indexOf("freebsd")!=-1);
    var is_bsd = (agt.indexOf("bsd")!=-1);
    var is_unix  = ((agt.indexOf("x11")!=-1) || is_sun || is_irix || is_hpux ||
                 is_sco ||is_unixware || is_mpras || is_reliant ||
                 is_dec || is_sinix || is_aix || is_linux || is_bsd || is_freebsd);

    var is_vms   = ((agt.indexOf("vax")!=-1) || (agt.indexOf("openvms")!=-1));
// additional checks, abk
	var is_anchors = (document.anchors) ? "true":"false";
	var is_regexp = (window.RegExp) ? "true":"false";
	var is_option = (window.Option) ? "true":"false";
	var is_all = (document.all) ? "true":"false";
// cookies - 990624 - abk
	document.cookie = "cookies=true";
	var is_cookie = (document.cookie) ? "true" : "false";
	var is_images = (document.images) ? "true":"false";
	var is_layers = (document.layers) ? "true":"false"; // gecko m7 bug?
// new doc obj tests 990624-abk
	var is_forms = (document.forms) ? "true" : "false";
	var is_links = (document.links) ? "true" : "false";
	var is_frames = (window.frames) ? "true" : "false";
	var is_screen = (window.screen) ? "true" : "false";

// java
	var is_java = (navigator.javaEnabled());

//iFrames SAM 12-May-04
	var is_iframes = (is_ie4up || is_nav6) ? "true" : "false";

//document.write("Mac?" + is_mac + "");
//document.write("Nav?" + is_nav4up + "");
//document.write("IE?" + is_ie4up + "");

function getCSS() {
var css;
if (is_mac) css = 'mac'
if (is_mac && is_ie5up) css = 'ie'
if (is_ie && !(is_mac)) css = 'ie'
if (is_nav && !(is_mac)) css = 'ns'
if (is_opera) css = 'op'

document.write("<link rel='stylesheet' href='/mibank/includes/main_" + css + ".css'>");
}
//document.write("IE?" + css + "");

//if (is_mac) {
//	document.write('<link rel="stylesheet" href="/mibank/includes/main_mac.css">');
//}
//if (is_ie && !(is_mac)) {
//	document.write('<link rel="stylesheet" href="/mibank/includes/main_ie.css">');
//}
//if (is_nav && !(is_mac)) {
//	document.write('<link rel="stylesheet" href="/mibank/includes/main_ns.css">');
//}

//Reload window on resize
function windowReload() {
	window.location.reload();
}

//Secondary pop-up windows
function popupTools(contentUrl){
	var newWin= window.open(contentUrl,"tool", "HEIGHT=525,WIDTH=780,TOP=5,LEFT=5,resizable=yes,scrollbars=yes,menubar=no,toolbar=yes,status=yes,location=no");
}

// Function to 'activate' arrow images.
function imgOn(imgName) {
  if (document.images) {
    var img = eval ("document." + imgName)
    if (img)
      img.src = "/mibank/images/arrow_org_down.gif"; 
  }
}

// Function to 'deactivate' arrow images.
function imgOff(imgName) {
  if (document.images) {
    var img = eval ("document." + imgName)
    if (img)
      img.src = "/mibank/images/arrow_org_right.gif"; 
  }
}

function isEmail(str) {
  // are regular expressions supported?
  var supported = 0;
  if (window.RegExp) {
    var tempStr = "a";
    var tempReg = new RegExp(tempStr);
    if (tempReg.test(tempStr)) supported = 1;
  }
  if (!supported) 
    return (str.indexOf(".") > 2) && (str.indexOf("@") > 0);
  var r1 = new RegExp("(@.*@)|(\\.\\.)|(@\\.)|(^\\.)");
  var r2 = new RegExp("^.+\\@(\\[?)[a-zA-Z0-9\\-\\.]+\\.([a-zA-Z]{2,3}|[0-9]{1,3})(\\]?)$");
  return (!r1.test(str) && r2.test(str));
}

function alertPopUp(fileName) {
   window.open('/includes/alert_pop_up.cfm?popupname=' + fileName,'alertpopup', 'HEIGHT=200,WIDTH=300,TOP=10,LEFT=10,resizable=no,scrollbars=no,menubar=no,toolbar=no,status=no,location=no')
}

//SAM, 10-Mar-04
//Need nicely formatted date string for the header.
function MakeArray(n) {
	this.length = n
	return this
}
monthNames = new MakeArray(12)
monthNames[1] = "January"
monthNames[2] = "February"
monthNames[3] = "March"
monthNames[4] = "April"
monthNames[5] = "May"
monthNames[6] = "June"
monthNames[7] = "July"
monthNames[8] = "August"
monthNames[9] = "September"
monthNames[10] = "October"
monthNames[11] = "November"
monthNames[12] = "December"

dayNames = new MakeArray(7)
dayNames[1] = "Sunday"
dayNames[2] = "Monday"
dayNames[3] = "Tuesday"
dayNames[4] = "Wednesday"
dayNames[5] = "Thursday"
dayNames[6] = "Friday"
dayNames[7] = "Saturday"

function customDateString(oneDate) {
	var theDay = dayNames[oneDate.getDay() + 1]
	var theMonth = monthNames[oneDate.getMonth() + 1]
	var theYear = oneDate.getYear()
	theYear += (theYear < 200) ? 1900 : 0
	return theDay + " " + theMonth + " " + oneDate.getDate() + 
", " + theYear
}


function gotoFormLink(form, fieldLabel){
 	if(form[fieldLabel].value.length && form[fieldLabel].value != 'none'){
		window.location = form[fieldLabel].value;
	}	
	return false
}
